Need a bit of advice,
2013/2014 HMRC said they overpaid working tax credits by £5500.
My wife was claiming DLA,
we didn't receive a payment but they paid her NI contributions as I earned too much,
the previous years claims where fine apparently
but nothing had changed in the claim just maybe my wage might have increased slightly.
Long story short we tried to go through the dispute path but missed out by being over the 30 days mainly due to me having heart surgery in-between all this.
We haven't heard anything regarding the debt just on the renewal pack saying we had a debt and it would be taken out of any working tax payments but we don't receive any payments so it hasn't been dropping.
Got a letter from Advantis wanting full payment or a payment agreement setting up,
I don't mind paying what we owe even though we have issues with HMRC in all this.
How is the best way to deal with this I am limited on how much I can pay as just before my heart surgery
we got married and took a loan out and as I was off work for 4 months racked up a big credit card bill just getting by.