Hi, just looking for some advice,
about 4/5 years ago I got in a circle of getting pay day loans to pay off other payday loans.
Long story short, I paid off most of these about 18 months ago (after they had being passed on to debt collectors)
I have since being able to buy a property with a mortgage (even know my credit still isn’t the best).
I was shocked today to get a letter to my new address from a company called Moriarty Law acting on behalf of Motormile Finance.
They state they even sent me a letter last month (which they definitely did not) this is the first one I have ever received.
I don’t even know when this loan was how much it was for, nothing.
I’m a bit confused because I owed that many company’s money a few years ago the only way to know who I exactly owed money to was from looking at my credit report and going from there, this wasn’t (and still isn’t) on there is it had completely come out the blue
. I’m just looking for some general advice before I phone them?
Someone has mentioned the three letter process, I’ve looked that up, would that work for this? Thank you for any help you can give me.