There hasn't been any improvement in fact, there's been a decline in my financial situation since making the original Income & Expenditure (which I have proof of) hence why it's a squeeze at the moment, although I do continue to pay as I said.
Yes there is a vehicle but it's parked elsewhere, very much elsewhere.
back when this began a bailiff showed at my door while I was out and left a notice with all their threatening language and whatnot (never actually spoke to any bailiff directly).
Called up Jacobs and we made the payment arrangement after going through the whole Income & Expenditure forms and the amount I stated (£50 a fortnight) is what I've been paying for month and months now, had no bother at all, I just make a payment online and print off receipts as proof, just in case.
Then out of the blue, I receive this letter (quoted in my original post - verbatim) saying that they want more.