Hi all, New member here; can't believe it's taken me this long to deal with this! back in 2003 my wife and I took out a secured loan through Freedom Finance; the loan (and ASU cover) were provided by Endeavour Personal Finance and all payments were directly made to them. We settled the loan in full in January 2008 - despite having paid five years' worth of repayments, thanks to the PPI being added and crippling interest applied, the settlement amount was still more than the original loan value! It was only fairly recently that we discovered that ASU cover and PPI were one and the same thing, so we decided to make a claim. After extensive enquiries we uncovered that EPF had been purchased by Sterling Credit Limited, and we obtained a full statement of our account from the latter to help with our claim. Unfortunately, Sterling Credit now seems to have gone into liquidation. Can anyone advise how we are best to proceed with a claim now? Some forums seem to have EPF / Sterling Credit as part of HFC Bank, but I don't know how accurate this is. Many thanks.