Thank you for your awesomely fast reply.
Yes indeed it was all conducted via telephone - when i call them they do seem to have very detailed notes - would it be worth asking for a Subject Access Request?
The letter they sent me (along with a letter demanding first payment of cci awarded amount) is as follows:
"Please note we are unable to provide you with a copy of the agreement from the original creditor Capital One.
We can confirm the original account was taken out on 13th February 2008.
The account defaulted at a balance of £659.17 and the last payment was for £83.42 on 7 october 2011.
Due to non-payment a county court judgement was entered against you on 18th May 2017 and you are currently in arrears of £50.
... payment details etc etc etc"
I also queried the payment that they say i made that I have no recollection of nor can find in any of my accounts
- it seemed conveniently to be just within the 6 year window
- im not sure why I would make a payment out of the blue years after the fact and feel this payment log might be bogus.
This debt had been handed between 4 or 5 collectors and back in the time i made a payment that I understood to be a full and final settlement but I cannot find any evidence to show that I paid it as I didn't keep anything older than 6 years.
I will ask for it to be set aside and thank you for the advice. I will make sure I only telephone whilst recording in future,
All the best and my sincerest thanks.