Hi all,
First post here, hoping someone can help me with a query.
I have a small (ish) unsecured personal loan, which, due to a change in circumstance I am really struggling to pay.
I currently have an agreement with the company paying a token gesture each month but they are pushing for more which I just don't have,
I think court action,
starting with a decree is imminent.
I no longer live in the UK and don't plan returning any time soon, possibly ever,
can a Decree be issued against a non UK resident?
I know a CCJ in England can't,
but I am struggling to find a definitive answer on Scottish Decrees.
Ideally if I can avoid a decree/have it set aside I will offer to continue paying a token payment, or if I come back to the UK and work, increase payments and pay the debt off in full, If i never come back i guess it will get statute barred!
Thanks in advance for any help!!