Thanks dx,
I filed my defence on 28th April and got another letter from the court acknowledging receipt (dated the same day).
The notice I've now got has the part where it says a copy of the defence is enclosed crossed out, by hand - so not sure if that's noteworthy?
The defence filed is below and it appears I now have until 5th June to get the N180 back to them.
Thanks for your help!
Defence
1. The Defendant contends that the particulars of claim are vague and generic in nature.The claimant's particulars of claims disclose no legal cause of action as the claimant's statement of case is insufficiently particularised and does not comply or even attempt to comply with CPR part 16.2 The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made.
2.The claim is denied.I am unaware of what debt the claimant refers to.I have requested information pertaining to the claimants claim by way of a CPR 31.14 request.
The claimant has failed to respond.
3.The Claimant has not served a Notice of Assignment pursuant to the law of property act 1925 and the Claimant is put to strict proof to:
(a) show how the Defendant has entered into an agreement with the Claimant; and
(b) show how the Defendant has reached the amount claimed for; and
© show how the Claimant has the legal right, either under statute or equity to issue a claim;
4. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed.
5. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974.
6. By reason of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.