Hi all,
Thank you so much for your replies, and deepest apologies for the delay in responding, I had a bereavement.
So, with regard to Together,
I called those and asked what the offer of a refund was for,
I was advised that this was due to a computer error, and nothing to do with the amount of the charges,
so whilst on the phone, I asked for a breakdown of all the charges that had been applied on my account.
It turns out that for the year the repossession was going through
i had been charged £2346,
for Letters (£35.25),
telephone calls(£30.00),
administration fees(£150.00)
and settlement quotes (55.00).
The account was closed on 3rd June 09
- do you think it is worth asking for these back given the timescale?
As for Kensington, I have not yet been in touch with them, but will write to them today
Once again, thank you for your replies, and apologies for taking so long to come back to you