That me been sat here for a full 6 hours, I have knocked up the SAR letter for my old credit cards now, ready to post in the morning, after reading some of reload's threads, i have calculated the sum of my charges for the last four years. £2084. I have used th template and put together a standard prelim request for a refund. including a schedule of charges. Oh i wish i was more patient, if i have any joy i shall go back and claim for years 2000 + 2001 later ;-)

From what i am picking up in the other threads, seeing as i am in Scotland, Should any claim i make be in £750 increments starting from the earliest 6 years ago, or can i go for the total like everyone else..........thanks in advance ;-)

I am now prepared to send of the data protection letters to barclaycard and for a LTSB credit card, can anyone confirm the address for LTSB is the same for bank accounts and credit cards? i sent off a SAR letter for my bank account, i have the address for barclaycard so thats not a problem.

Thanks for the advice, letter to data protection dept posted yesterday. . . . . . .we'll wait and see, i shall continue to get clued up in the meantime

Hi, Ive just printed of my letter for the data protection dept, excited and nervous! Have read so much and taken so little in, all help would be appreciated

Hello this is my first post, i have read a number of the threads etc and i am about to start the ball rolling with a claim against lloyds TSB, i have so many questions i dont know where to start, 1. can anyone tell me from experience the likelihood of my account being closed if succesful? 2. My account was mine initally, bacame a joint account around 10 years ago, then back to me around a year ago due to divorce, would this adversly affect a claim? . . . my minds blank already so much running through it, any advice would be appreciated, Thanks