My son is having a problem with a Visa charge back through RBS.
He bought a car 3 September 2016
the rear brake lines ruptured suddenly due to corrosion on 15 December 2016.
The dealer agreed to fix it.
Then 13 January 2017 it failed it's MOT because the front brake lines were corroded.
At the same time various advisories for corrosion on most of the underside
suspension,
chassis would have cost more than the car was worth.
My son rejected the car under Consumer rights act 2015 (note that this requires the dealer to collect the car).
He refused the rejection.
My son paid by debit card.
he initiated a charge back based on the fault.
RBS have turned it down as it was more 120 days from the point of sale.
However we understood that it was different for a fault and 120 days from becoming aware of the problem.
This is stated on lots of consumer websites including Which.
be96erj how did it work out for you?