Hi,
a couple of years ago i took out a loan with Sainsburys bank for 13k
the arrangement was to pay 111 pounds per month off,
which at the time i had no problems with as i was earning 3500pm
( sorry cant seem to find pound sign on keyboard set to American for some unknown reason cant get it off lol) as i was working offshore.
Unfortunately i was one of the many who got laid off,
i informed them straight away what had happened and i said i would pay a small amount off when i can as i started with an agency which only paid bare minimum,
to cut an extremely long story short,
i have sort of hidden myself away avoiding the debt, which i know i shouldn't do,
but i just cant seem to get into a standard way of life with my wages,
one thing leads to another
and i then have no money sometimes even paying my rent is a struggle.
I dont want this debt hanging over me and debt collectors calling me every 5 mins,
which was actually happening,
but now i changed my number,
its not a case of wont pay its a case of sorting it out so i can pay,
i have just now been taken on full time in a new job,
ok the money is not great but at least i can afford to pay my rent now.
Would like some advice from someone on how i go about trying to sort this out, without the company finding out where i live now and sending round the blood hounds to my door
...any adivce would be much appreciated,
there is allot more to the story
but i would bore you to much so kept it short lol..
. thanks