Thank you so much for taking your time to assist.

It's two cards. Visa card with debt of £1548 and MasterCard with debt of £772 both debts sold to Cabot. i updated the address sometime this year before it was sold.

I have contacted NatWest before regarding this issue, there is no ppi on the accounts. The credit limit on the Visa card was £1400 charges of £148 and credit limit on master card was £700 and charges of £72. I have updated my address with Natwest. they called and told me that they have sold the debt to cabot. . What step shall I take now? If possible I do not want to pay Cabot a dime. Thanks once again

yes it's the same credit card debt

hi it is a credit card accounts. One master card and one visa card. Visa debt £1540 and master £772. I missed two payments and NatWest closed all my accounts including the current account. I was never overdrawn, they did inform me that they will close my accounts but the reason was not given. Yes I moved address in 2014. Cabot have sent me up to three letters now

Hi all, I need your advice. NatWest closed my accounts in 2013. Because of this, There has been default on my credit file since then. Now Cabot are chasing me for that debt, it must have been sold to them. Can you please advise on how to approach this issue. Thanks in advance

There is CCJ against my name. The Debt was sold to Cabot/ Mortimer Clarke solicitor by Vanquis bank. The Cabot/Mortimer requested for attachment of earning through the court and I have since arranged a payment plan with them to prevent the attachment of earning. But now the debt has been removed from my credit file because the debt is more than 6 years but the CCJ is still there because it was set against me in 2015. My question now is since the debt has been removed from my credit file must I still continue paying as agreed? I look forward to receiving your replies. Thanks for your assistance

I missed the payment 3 months in a row, that was what prompted them to closed the account they were asking me for full payment and I didn't and that was how I accumulated those late and missed payment charges of £148

the credit limit on the account was £1400 plus natwest charges now gone up to £1548. This £1548 is what Cabot are now chasing me for.

does that mean I should continue ignoring their letters or request CCA from them?

I have received a letter from Cabot asking me to set up a monthly payment plan of £32.08. What should I do now?

the card was taken out in 2005 and the last payment to the account was in 2013. Cabot has been putting default on my credit file since September 2016

Hi All, I have an old debt with natwest. Natwest closed my credit card account in 2013, I can not keep with the payment because I lost my job and I informed them, I have heard nothing from them since 2014 not until recently when Cabot start chasing me for that debt. I called natwest and I was told that that debt has been sold to Cabot and that I should contact Cabot instead. Can anyone advise on how to navigate this. Thanks in advance

Ok thank you

what is the name of the form I need to fill to suspend the attachment of earnings. Thank you

I submitted both earnings attachment and form n244 to request for the judgement to be set aside the same day. Court then decided the hearing date after submission of this two documents, which was January 9th. And that was the date request for judgement to be set aside was dismissed by the judge

It was not stated by judge whether it was suspend or not. Judge just said that I should arrange payment plan while Mortimer representative was present

I have already provided attachment of my earnings to the court in November prior to my request for the judgement to be set aside. Judge advised that I should discuss a payment plan with Mortimer, because it will be of no benefit to anyone if they go through my employer

Thank you, I will do just that

@andyorch I went to the court hearing on the 9th of January 2017 my request to set the judgement aside was dismissed by the judge. I'm in the process of arranging a payment plan with Mortimer now.

Thank you so much @unclebulgaria67 and pinkjellybaby

Please help, I recently attend a county court for claim made against me by Mortimer/Cabot to be set aside. this is going to be a lengthy story but please bear with me . My story below; I obtained a vanquis credit credit in 2007. The limit was £1800, but I did not realise that they have increased my APR from 19.9% to 29.9% without any notification from them .i realised nearly a year they have done so and that was in 2009, I gave them a call immediately to find out why, but their response was they will investigate and get back to me but they never did. I called them on numerous occasions but I never get an answer why the APR was increased without any notification. I wrote them in 2010 after months of calling that I will stop paying them if they don't tell me why they increased my APR without any notification and that was exactly what I did. The last correspondence I had with Vanquis was in 2011. At this time the debt on my account was £1258 I moved out of that address in June 2014 to a new address. I found out in January 2016 on my credit file that the CCJ was set against in me in July 2015 for the total debt of £3909, I immediately file for a dispute and explained the reasons above and Noddle credit agency got back to me saying I should contact Cabot which I failed to do because I didn't want to have any conversation with them. I received a notice Attachment of Earnings from the county court in November 2016 which I provided and I did applied for the case to be set aside also. Judge dismissed this case and ask me to arrange a payment plan with Mortimer/Cabot. I thought the judge was very unfair, he did not listen to any of my reasons, despite that I have tenancy agreement that proof that I moved out of the old address and that I did not receive any letter prior to CCJ, he did not even look at my documents. He said I should have contacted the court in January 2016 when I found out on my credit file and that I should have contacted vanquis also of my changed address. Thank you for patience for taking your time to read this lengthy story. Please your advice on How do I moved forward from here. Thanks