Hello everyone I hope your all having a good day,
I have been sent a few demands for payments in a letter from Lowell portfolio in regards to various debts they have acquired.
The letters are threats,
demanding for payments and are asking me to phone up and arrange a payment.
Today I rang Lowell ( I know, I know) and asked them for over an hour which I have recorded with their knowledge to send me a ''bill'' with a giro slip / cheque / remittance form so I can remedy the accounts
they have refused to send me a bill with the remittance / giro form on the bottom.
They have said they will send me some sort of acquisition letters and how much I am alleged to owe and their bank details to make payments to,
I have no idea if this is the same as a bill
but I'm sure its not and after an hour they have point blank refused to send out a ''bill'' so I can remedy via giro credit and said they will only send out an acquisition letter and I can only pay via credit card.
I told them that I can not pay a debt without first receiving a bill which in my world would only seem fair and that by refusing my payment offer and refusing my request to send me said bill they have now null and void my debts.
They said that they would still come for me for my debts and put the phone down.
I'm just wondering what to do now as I haven't got an actual bill to pay the debts just some dodgy threatening letters and they have refused to accept my offer of payment through giro bank credit.
I'm just wondering what to do now as I do really want the bill sending to remedy the accounts ,
do they have to send me a bill or is a demand letter or an acquisition letter classed as a ''Bill''.
By refusing my offer of remedy and refusing to send me out a proper bill have they just null and void my debts.
Any advise would be greatly appreciated on what to do next as I will not pay via card or debt.
Many Thanks
BB a4v