I actually have and had them explained to me also read Eurosails

Imagine the repercussions on this matter very interesting to think about

Only the secured loans it bought not the first charge mortgages it can't trade in mortgages and is not regulated for them in the U.K. under the FCA that's why the mortgage sales were never perfected and borrowers never informed their mortgages had been sold Hence SPML are on the land registry still on all mortgages they originally sold

Yes the impression it still owns your mortgage ........ it doesn't ..... the Government is looking into these sales now, read the Sale Agreement 2007 whether perfected or not SPML sold ALL rights, title, interest and benefit to Eurosail.

For Information SPML has 4 employees Lee Brandon Sole Director and a Anthony Mines CFO and apparently 2 other employees of whom haven't been named, this is from Jan 2016 Correct the registered address is c/o PWC 10-18 Union Street, London and Anthony Mines was a former employee looking after the SPML account when Lehmans Group went into liquidation. Acenden Administer the SPML and Preferred mortgages for Eurosail and BNY the Trustee of the Mortgage Pools.

They are regulated by the FCA all parties. Eurosail not on mortgages but on secured Loans under 25k and SPML last year were fined by FCA for over charging customers, were you one ?

Yes that's the SPML Address for Mortgage Adminstrators Acenden Lee Brandon sole director of SPML Acenden takes all its direction from Eurosail but all charges are set by Acenden as part of the mortgage sale agreement and prospectus and administration agreement They just can't change the interest rates as that breaks the MCOB code of conduct so you'll have noticed they are never changed or increased only ever adjusted via LIBOR and Bank of England SPML only lends it name to Eurosail FYI SPML are not a trustee in any respect of the loans it had as mortgages it gave all Right Title, Interest and benefit to Eurosail and gave its full power of Attorney with the Sale Agreements back from 2007

I will help anyone on this matter fight these people I have a great understanding now of how and what they have sold in their mortgages Let me know experienced at court with them too