Im another Swiftly sinking person.
In 2002 following the death of my husband and the realisation that I needed to find 20k, I took out a loan.
I received no statements until 2 years ago.
You can gusess the rest. I paid over 20k, still owe 24k. So I asked for a redemtion figure, that was 48k and was then told that at the end of my 240 month term I would have another 10 years to pay what I owe. Some 96k for a 20k loan.
I also had PPI from Dial 4 a loan, what can I do about that. I did not need it as I was salaried and get sick pay.
It seems that they want my house which I now own and will take it when I retire, my son and I would have been better off homeless 10 years ago.
I started the process and wrote to them but they gave me a £446.00 refund because they said I was in arrears and I proved it never happened. With regard to everything else I asked they ingored the letter.
Is anyone in a legal capacity doing or investigating this company. What can I now do before im retired and in a situation?
Ive read lots of posts and Im glad to be not alone, but Im still bloddy scared.