To clarify, I think our last payment was circa 2012 hence would like a better date to see if and potentially when it would become statue barred. Also the province I am in has a 2 year statue barred ruling does that may a difference if they decide on legal action or transfer to a Canadian DCA. We have no assets in the Uk and we kept paying while in Canada and they are well aware of that fact, so I highly doubt their is a UK CCJ

We had a credit card with a debt of around >10k when we moved to Canada. It was transferred to Apex and we asked for a CCA in 2013, they did not supply it so it was no longer enforceable and we stopped paying it. In 2016 it was transferred to a DCA and again we asked for a CCA, they did not supply so we carried on with not paying it. My questions are: a) How do I find the data of our last payment and acknowledgement of the debt. Do forums like this constitute acknowledgement. b) How do we go about requesting our Credit Reference from the UK as we have not lived there for over 10 years and is there any benefit if so what c) Is it worthwhile asking the original credit card company for their records to see if their were any PPI or spurious charges or should we let sleeping dogs lie. I have posted previously under a different username but forget the login details. Thanks in advance