I've come home today to be told by my husband that a company called Excel have been to our home.
I know it's regarding a Picture secured loan we have.
It was secured on our property that was repossessed just over 3 years ago.
We have made no payments for 3 1/2 years.
I did call advising the agent not to call again.
He said I've a secured loan to pay and he seemed surprised when I said the property was repossessed 3 years ago.
Can someone advise how best to proceed.
I'm a carer for my husband who is on high rate disability benefits and we private rent our house.
We have 3 daughters aged 18, 15 and 13 who all live at home.
We have very little money spare.
What's the worst they can do to us?
Thank you