Hi CAG,
I received an email this morning from Asset Collections & Investigations saying "Goodbye" and that i now needed to deal with TM Legal Services with regards to my outstanding CCJ.
this is news to me,
checked my credit file and no CCJ's are showing as of 5/1/17.
Quick check with TrustOnline and low and behold i have a CCJ registered for over £1700 on 04/01/17!
Now back in 2013 I had 3/4 recurring loans with Lending Stream
(plus several with MiniCredit, Wonga, Mr Lender, Payday UK, 1st Stop and The Money Shop...
i think thats it) which i was keeping up with payments, until it just became too much. I
stopped paying and offered payment plans to a number of the providers.
Mr Lender and Lending Stream were the only 2 to refuse my payment offer.
Now at this point i just cut off contact and heard nothing.
I've had a few emails from LS saying they sold my debt,
then a few days later another email saying actually that was a mistake and they hadn't
(last one i received was they sold it to 1st Stop Recoveries on 09/03/2016,
then another email saying they hadn't on the 17/03/2016).
Checking my emails i can see that Asset Collections emailed me back in October saying they intended to file for a court claim.
I'm at a total loss here as to what to do.
The debt in itself is £1700,
looking at my credit file the 3 LS loans totalled £525 at time of closure.
Do i have any leg to stand on with the court?
Any advice would be greatly appreciated!