hi All,
i hope you can help,
i have just found that i have a Decree against my name from sept 2012 in favour of MKDP llp,
i have no recollection of any paperwork,
i was made reduntant nov 2011 and suffered severe depression, the amount is £11k credit card.
on my credit report the debt is now managed by Link Financial,
i made a request undeR 77/78 CCA, and they have sent back my £1 stating neither they nor MBNA(original creditor) can produce the agreement, this being the case is it possible for me to set aside the decree?
thanks in advance