HI, I'm new to this site and after some advice please. Recently been refused credit so checked credit file. I have a CCJ from severn trent water -from 2014 (I knew about the CCJ and paid it with a week of receiving it - so according to the information I received because it was paid within 1 month it wouldn't show on my record. So roll forward 2 years - My credit record has this CCJ showing as unsettled from Sept 24th 2014, they have now sent me a letter I dated 11th Oct 2014, confirming my payment of the CCJ on 3rd Oct 2014. I have spoken to severn trent who say it was my responsibility to tell the court I'd paid the CCJ and as I hadn't - it would stay on my record! Can someone give me some guidance please on what to do next please? I have read somewhere I can fill out a form and send it to the court to get this removed but cannot find what this form is (looked on HM Justice website under guidance for EX50 but this just gives a fee and not a link to the form?)