paintermen
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No intention of starting an argument but the wording of your post could of been better
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Well what did you mean....When you said ...Quote ..A full UK licence isnt a provisional licence ?
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Inever said a full licence was a provisional....I said i always thought a full licence was the next step up from a provisional...But you have confirmed what i thought so thanks for that
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Last week i received my van insurance renewal which had went up from £220 to £445... I went on line & found the same cover for £325 so i contacted my insurer (Budget)....I wanted to know why my premiums had doubled....They waffled on not giving me the answer i was looking for but said because i had been with them for a couple of years they would reduce my premiums to £335 which i accepted... When i downloaded my documents i noticed that my medical condition ( Diabetes)..wasnt mentioned & neither was my 3 year restriced licences....Today the renewal insurance came in for my car ( £258 )....So i thought i would call Budget & ask about the omission of my medical details & at the same time get a quote for my car..... I first i brought up the medical details & as soon as i mentioned the restricted licences they put me on hold for 11 mins when they came back they said their underwriters had refused to accept my restricted licence...EH...i asked why & the lady said because i had ticked the box saying i had a full UK licence..as far as i was concerned i did as i always thought a full UK licence was the next step up from a provisional licence....But no Highway the underwriters have decided that if your licence is restricted for whatever reason its not a full UK licence....Ive been left feeling like im being penalised because im diabetic.... Theres was nothing in the documents fine print which explains what constitutes a full UK licence.....Fortunately i went to Adrian Flux & got both vehicles covered on a multycar policy for £500 & when i downloaded the documents i saw that they said i had a full UK licence aswel as my licence being restricted to 3 years
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