Aaronaustin
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Thanks for your response, my concern with having any contact with TM is that by doing so they may say I am acknowledging the debt, being that it is SB. Is this a possibility. The reason in the first place for me not paying them was that I was originally furious that they had changed the terms and conditions of my phones insurance policy. Having paid the insurance for a year they were stating that if I were to claim they would send me a 2nd hand phone. Something that was not a part of the original agreement with them when I bought the phone and stated the contract. So I do not trust them at all.
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Thanks for your reply, I was reading some similar stories and did see something about data protection. Is there a template I can use or are there any key things I should add when writing to experian. I notice this is also recorded on equifax and other credit reference agencies. Do I need to write to them all?
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I wonder if anyone can help me. I have a t mobile current balance showing on my credit file from 1999. The amount is for £155 It is not showing as a default, only as a current balance. How can I get this removed as experian said that T Mobile must do it? Any advise would be greatly appreciated as this is giving me a poor credit score. I have not been in contact with them since 1999 and have made no payments at all.
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Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
Ok thanks -
Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
Must of been done online yes I guess I'll have to pay them -
Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
It just says my name in capitals it's not a signature as such just in the signature box -
Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
All that says in the bottom corner is , please turn over and the pages are double sided numbered 1,2 and 3 definitely no version or # number I've have looked over thoroughly . -
Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
This is all they sent the first page is the statement then the following pages which are numbered as page 1 and 2 I can't see any # or version number ?? There is nothing missing from the uploaded scan the entire pages are there I can see no version number or # -
Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
The first page is the letter they sent with it . And the following pages are the credit agreement . They are numbered as page numbers . I cannot see any # only a number next to the capital one logo. I have scanned the pages completely there is nothing missing The only date is next to the signatures which are typed , they are 4/2/2010 -
Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
I had to do this on my phone so I hope it's ok CCA return.pdf -
Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
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Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
Ok thanksAndy I will get everything ready and post on here , if you can check it for me I really appreciate it . Then I will post last minute , I think the deadline is 2 weeks before the 28 the of August -
Cabot/Hassall claimform - cap1 card 'debt'
Aaronaustin replied to Aaronaustin's topic in Financial Legal Issues
Is this ok ? I have my paper work in order and numbered just need to list them for the disclosure