Hello Mikey, thanks for responding.
i basically sent an email to Experian, Equifax stating that the 'original default date was the 13th December 2010 as stated by HSBC, but the DCA have stated that it is 5th March 2011, which is wrong. Can you please tell them to amend the date so that it falls in line with the date provided by HSBC'.
I'm p'ing myself as I know nothing about credit statutes etc and as a laymen, what I wrote sounds like an acknowledgement.
Do you think I'm okay or have I landed in it?