kullly
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Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
Hi HB, Yes it is, i was going to send it via your cag webmail. -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
i have drafted the following using a template i would like to know if this letter is correct before i send it off if someone could take a look i would be really greatful. thank you in advance http://www.consumeractiongroup.co.uk/forum/showthread.php?387484-LEGAL-CPR-31.14-Request-Request-for-information-when-a-Claim-has-been-issued. -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
Just an update - i have just come off the phone to vodafone who confirmed the last payment made on the account was on the 2 august 2010. any ideas on how i should proceed? Thanks -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
thanks again for the info mikeymack2002, would you happen to know where i could get a template for a CPR 31.14 to send? many thanks -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
Thank you, i will give that ago -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
Can i still call them even if the debt has been sold on? is there any particular information i would need to give them to find this out ? thanks -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
i have checked both noodle and experian and the default date for the account is listed as 01/01/2011 unfortunately i did not print off my report either thanks -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
Thanks mikeymack2002 for your reply i have checked the default date on my report and it is listed as 01/01/2011, however i am pretty sure this account is older then that and that a previous default had fallen off after the original 6 years and now it seem to be back on my report. is there any way i can check this ? -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
Lowells/? claimform - unknown Vodafone mobile 'debt' i have submitted a Acknowledgment of Service via MCOL Can anybody please advice on how to defend my claim and what steps i should take please? Thank you In order for us to help you we require the following information:- Name of the Claimant ? Lowell Portfolio l LTD Date of issue Date of issue 11/1/16 What is the claim for Particulars of Claim 1) The Defendant entered into an agreement with vodafoneicon under account reference ('the Agreement'). 2) The Defendant failed to maintain the required payments and a default notice was served and not complied with. 3) The Agreement was later assigned to the Claimant on 10/10/2011 and notice given to the Defendant. 4) Despite repeated requests for payment, the sum of £490.08 remains due and outstanding. And the Claimant claims a) The said sum of £490.08 b) Interest pursuant to 569 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue. accruing at a daily rate of £0,107, but limited to one year, being £39.21 c) Costs What is the value of the claim? 659.29 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Mobile phone When did you enter into the original agreement before or after 2007? after Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. - Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? No notice was received too my knowledge Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No Why did you cease payments? yes an ex partner stopped payment which i wasn't aware of What was the date of your last payment? ? i do not have any statement to see when the last payment was the account was opened on date 07/12/2009 Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt managementicon plan? no -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
After some digging i can confirm it is my account and It was taken out after 2007. I will update the tread to reflect this -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
oh i see. do you know if i can still approach Lowells and make an offer or is it too late at this stage? thanks you -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly replied to kullly's topic in Financial Legal Issues
Thank you Andy for your reply. On the letter recived it say the 11/1/16 Having checked my credit report it says the account was defaulted on 1/1/11 so its Now been 6 years can i get the debt statute barred ? If so how would i do this? -
Lowells/? claimform - unknown Vodafone mobile 'debt'
kullly posted a topic in Financial Legal Issues
i have submitted a Acknowledgment of Service via MCOL Can anybody please advice on how to defend my claim and what steps i should take please? Thank you In order for us to help you we require the following information:- Name of the Claimant ? Lowell Portfolio l LTD Date of issue Date of issue 11/1/16 What is the claim for Particulars of Claim 1) The Defendant entered into an agreement with Vodafone under account reference ('the Agreement'). 2) The Defendant failed to maintain the required payments and a default notice was served and not complied with. 3) The Agreement was later assigned to the Claimant on 10/10/2011 and notice given to the Defendant. 4) Despite repeated requests for payment, the sum of £490.08 remains due and outstanding. And the Claimant claims a) The said sum of £490.08 b) Interest pursuant to 569 County Courts Act 1984 at the rate of 8% per annum from the date of assignment to the date of issue. accruing at a daily rate of £0,107, but limited to one year, being £39.21 c) Costs What is the value of the claim? 659.29 Is the claim for a current account (Overdraft) or credit/loan account or mobile phone account? Mobile phone When did you enter into the original agreement before or after 2007? I have no knowledge of the contract Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. - Debt purchaser Were you aware the account had been assigned – did you receive a Notice of Assignment? No notice was received too my knowledge Did you receive a Default Notice from the original creditor? No Have you been receiving statutory notices headed “Notice of Default sums” – at least once a year ? No Why did you cease payments? No knowledge of the account What was the date of your last payment? ? No knowledge of the account Was there a dispute with the original creditor that remains unresolved? No Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan?