Jump to content
Twitter - Include the @company's twitter name in your post title – here's why…
The UK Stands With Ukraine - 'Slava Ukraini'

Dustycrophopper

Registered Users

Change your profile picture
 View Profile  See their activity

  • Posts

    34

  • Joined

  • Last visited

 Content Type 

Everything posted by Dustycrophopper

  1. Dustycrophopper
    Hi DX Thanks for your reply, the only problem is that it is a company car and held through a lease company who have forwarded over the paperwork that they have received. Thanks DC
  2. Dustycrophopper
    1 Date of the infringement 02/09/2018 2 Date on the NTK [this must have been received within 14 days from the 'offence' date] 10/10/2018 3 Date received 15/10/2018 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? No 5 Is there any photographic evidence of the event? Yes 6 Have you appealed? No Have you had a response? N/A 7 Who is the parking company? Smart Parking LTD 8. Where exactly? Western Car Park , Rye 20181015162054849.pdf
  3. Dustycrophopper
    I spoke with the Nationwide collections department today, they want me to complete an income and expenditure form so a payment plan can be set up, they will not freeze the interest or remove the fees unless i change accounts. If i did the interest would be double what I am paying now.
  4. Dustycrophopper
    Sorry the Flexdirect is what I tried to change to but was ineligible
  5. Dustycrophopper
    Last week I tried to downgrade to the normal Flex account online so I could save on the fees, but was told I was ineligible
  6. Dustycrophopper
    Yeah that's the ones
  7. Dustycrophopper
    Too long DX, I'll get the SAR ready and sent. The account was opened with nationwide in 2011, I took the PA with the overdraft which was around Feb 2014. I stopped using the account 18 months ago and have been paying the 28.50 since
  8. Dustycrophopper
    We definitely told them to cancel, I will draft up a letter and to Lowell. There are no other defaults showing on our files part from this one and all other accounts are current and up to date. I will post up the draft before sending if thats ok? Thanks for your help
  9. Dustycrophopper
    Currently PA fee is £13 and OD fees are 15.50 per month. I transfer 28.50 into nationwide to cover these fees. No actual repayment is being made on the rest of the balance. I was thinking about trying to reclaim the fees but i cannot remember the circumstances of taking out the PA and i have used the features.
  10. Dustycrophopper
    No, the only transactions on the account for quite some time have be the packaged bank account fee and the arranged overdraft fee. I have then been transferring from another account the sum of these fees.
  11. Dustycrophopper
    It looks like what you said in post 2, the default is showing dated October 2015 which is the month after we moved out. We told BT we were moving house and needed to cancel our line. The debt is claimed at £173 which is quite possibly the remainder of the contract, unfortunately my wife dealt with all this at the time and she sometimes has a hard time remembering what she had for breakfast nevermind what happened three years ago.
  12. Dustycrophopper
    No, I'm assuming since moving again updating our address with banks and other such institutions has flagged with various DCA's as a new address for them to contact us
  13. Dustycrophopper
    Hi dx Whats the best course of action to take letter wise to find out the balance or to contest it? I'm sure they had our new address as i believe we may have received a letter before regarding this but due to us not being in a great place coping with our debts we binned them. Thanks DC
  14. Dustycrophopper
    Its been around 18 months since I've used the account, it's just been being maintained at the max of O/D since then
  15. Dustycrophopper
    Hello I've received a "Payment Due" letter from Lowell today. Stating " your former BT PLC account remains unpaid. I did have a BT line but cancelled it when moved house in September 2015 and haven't had any dealings with them since. Anything I need to do now as I am aware i cannot CCA a telecoms contract. Thanks DC
  16. Dustycrophopper
    Hello I received a letter today from Nationwide telling me they are no longer able to offer me an overdraft. To be honest I've half been expecting this for a while as I have been at the max for quite some time and have just been putting in enough money to cover the fees for the account. What is the best step to take as I cannot afford to pay the full £3200 in the next 27 days as they are requesting. They have put in the letter I can call to talk about my options. Thanks DC
  17. Dustycrophopper
    Is this the correct address for a CCA Request Lowell Financial Ltd Ellington House 9 Savannah Way, Leeds Valley Park West Leeds West Yorkshire LS10 1AB Thanks
  18. Dustycrophopper
    I've just checked there is no entry from Lowell or JD Williams on my credit file under open or closed accounts:???:
  19. Dustycrophopper
    I can only assume they are now from the wording around "your former JD Williams Account"
  20. Dustycrophopper
    Just to clarify, I CCA JD Williams for the stated account number not Lowell and should i do this now or wait until Lowell get a bit more threatening? Thanks
  21. Dustycrophopper
    Unfortunately it doesn't look like it is Andy, it looks like its a separate account to the one i was aware of. It was opened in SEP 2014 and looks like 1 payment was made in Oct 2014. Thanks
  22. Dustycrophopper
    Ive made a massive mistake everyone, unfortunately I have just found another account with JD Williams Fashion World which this letter relates to. The last payment on the account was made October 2014. So sorry for the mix up and as always thank you everyone for your time and help. Thanks DC
  23. Dustycrophopper
    Its my wife account, I'm currently on a mission to sort our finances out and deal with all these situations and debts head on, but i digress. Ive just had a look through old bank statements and a payment was made to "Fredrickson Int" in June 2012 for £15 which i believe is in relation to this debt. The original debt was with JD was stated as £199 and Lowell are now claiming £273 Thanks DC
  24. Dustycrophopper
    I think I'll ignore them for the minute and see if anything else arrives in the future. Thanks for your help Andy DC
  25. Dustycrophopper
    Looks like the last payment to JD was December 2010, i do remember a payment being made to Lowell over the phone around 2011 to Lowell of £15 as they were quite threatening on the phone to my partner. Thanks DC

Follow: @real_CAG

Navigation Links

Welcome
CAG Community Centre
CAG Library
Banks & Credit
Other financial Institutions
Retail
Non-Retail
Work & Social
PayDay and Short term Loans
Debt
Motoring
Legal

Latest

Our Picks


Help and Support

CAG Library
Questions about This Site
Change your notification sound
Change your profile picture - FREE!


Useful LInks

County Court Forms
MoneyClaim Online
CPR - Pre-Action Protocols
Civil Procedure Rules
UK Legislation
Youth Consumer Service

Reclaim the right Ltd

registered in the UK
reg.05783665
reg. office:- 923 Finchley Road
London NW11 7PE

The Consumer Action Group

The National Consumer Service
×
×
  • Create New...