Thanks, what does AOS mean? And how do I null the other forms? Will it mean actually going to court? So you think it's remote they will accept or the charging order? I can't get the link on my phone sorry I'll try it tomorrow on my brother's computer. But I really am a nervous wreck at the moment I have a feeling they will swoop in and go for that charging order straight away.

I am worried about a charging order being put on her house and then forced to sell. Or bailiffs turning up. How likely are they to just accept our monthly offers? That's what we both want and to be honest, we can't take any more stress. We are both offering around 90 pounds each per month. I know it sounds ridiculous but I've not been well and I feel like I'd rather be dead than live like this and I feel terrible for my partners mum who is a pensioner. I would never forgive myself if she loses her house.

It was a loan for 5000 but as part of it paid off a previous loan with them, I only actually received about 2000. I stopped paying earlier this year as I'm in a terrible financial mess and was off sick for a while with depression. They set up a repayment plan but it was impossible to stick to it as I wasn't being paid full wages. My guarantor is also in a heap of debt and hasn't paid either. We got defaults sent, numerous emails but didn't come up with a solution. Got the claim forms and we just filled in the admit to all section and returned it. I have to point out I live with my guarantor in her house. She is my partners mum. She owns her own house, is retired and has released equity previously that has to be paid back from the sale of her house when she moves or dies. We have also mentioned that on the form. I am worried that they might force her to sell her house and make us all homeless. I am also responsible for my partner who does not work and my child. My partner does not claim any benefits. The claim is for around 6000 including costs but they sent this separately to both of us. We both sent back the admission, income and expenditure and our offers of monthly payments. I forgot to sign mine. What's going to happen? I'm so worried about this. I can't do that link at the moment, I am on my phone and it doesn't work properly. I do read things on here yes but not usually about ccjs so I didn't know that I could defend it if I owe the money.

The claim form came from Northampton county court and it said that if I was admitting to the full amount (which I am) To fill in the relevant section and return to Amigo loans and not the court. I am not trying to defend it or get out of it. I am trying to pay it in monthly installments but I forgot to sign the form. I sent the form back via special delivery so they can't say they never received it anyway. The date of service is taken as 15th December and I sent it yesterday to be received today.

Hello to all. I know it's Christmas eve and you are all busy, but I'm worrying myself sick. I've been an avid reader on here but have never posted myself until now. I received a ccj claim form through the post and sent back the admission form to the creditor. I filled it in fully and honestly and made an offer of monthly instalments. However, I made a copy for my records and somehow, I have just noticed that I dated it but stupidly not signed it. Where do I stand? Am I screwed? As I suppose I haven't completed it correctly. Should I email the creditor? Which unfortunately is amigo loans. Or should I ring the court or something? I am now going to be worrying all over Xmas that they will enter a judgement for the full amount and not the monthly payments or even send bailiffs. Please can somebody in the know advise me on what will happen? Thank you and merry Christmas.