Hi, Yes the other parties insurers agree to cover the cost of repairs and car. I have no recollection of signing a credit hire agreement though. I wouldn't have done that because the other parties insurers wrote to me offering to pay for everything as a "gesture of good will." Thanks MM

Thanks for the response - I don't want to dig myself into a hole though! MM

HI, Can you give me a bit more information about the SAR? Would the car hire company have sent things to them? Sorry for my ignorance. Thanks MM

Thanks for your reassurance!

Many thanks for your response. The company who is chasing me is called Hamilton Claims Solutions. The only thing I can recall signing for is delivery of the courtesy car and I think I did that on a hand held device (it was 3 years ago and early evening - so in the dark) I believe that the car company or this debt agency have then copied my signature into a credit hire agreement. I can't obviously prove that and I don't have the money to pursue it. The other party's insurance company sent me a letter saying they would pay for my repairs and give me a courtesy car. They now say that they won't pay for the car because I signed the credit hire agreement not them and I am liable. Many thanks MM

Hi, This is my first post and I am looking for some advice. I was in a car accident some years ago and the other parties insurers asked me to deal directly with them and they would pay for all my repairs and provide me with a courtesy car etc. They sent me a courtesy car from a company called Drive Assist who then went into receivership shortly afterwards. Because it all happened over 3 years ago I thought it was all done and dusted and had forgotten all about it. A couple of months ago I got a call from a debt collection company explaining that Drive Assist had gone into liquidation and that the other guys insurers had now refused to pay the debt folk for the hire car they promised to pay for. They asked if I would help them etc and I said yes. They have now started to threaten me and tell me that I have to pay the debt because his insurers have refused and because I signed a credit hire agreement and that I am now liable for the debt. They say that I must have hire the car from Drive Assist directly not via his insurers etc. I have a letter from his insurance company that states they will pay for my repairs and supply me with a courtesy car. The debt company say that I refused the courtesy car and went to Drive Assist myself to hire it. But all the literature on the net says they deal with insurance companies etc being an accident management company I feel that I am being conned etc by all of this big time but I can't afford a solicitor to fit on my behalf. I am really out of my depth here. Can anyone help please - I am desperate. Many thanks MM