I don't have any of his contact details of the driver apart from the name of his insurance company which was divulged to me by the claims company. I presume the claims company will have all the details but so far have not sent anything to me despite asking

Thanks for you response. Also I was wondering if it is worth going to another claims management company or to make a claim on my son's legal cover that came with the learner driver's insurance? However as he has now just passed his driving test I don't it to impact his no claims and future insurance going forwards.

Following on from the above, by way of update, I let a claims management company deal with the matter. A company who seemed to promise everything but ended up delivering very little. My son after chasing the management company for a few months finally got a response from them saying “We have received correspondence from the third party insurers including an engineers report for their clients vehicle showing that their has been no damage to their vehicle. At present unless we can be provided with evidence of the accident occurring we will be unable to provide any services and will have to refer you to your comprehensive insurance policy to fix and damages to your vehicle.” We provided the claims company with all the relevant information at the beginning including pictures of damage to our vehicle, video recording from a third party dpd driver who witnessed the incident and police report. Despite this claims company have now closed the case. I don’t think they thought it was much of an earner for them to warrant any further effort. However I don’t want to let this fleeing driver of the hook. What are my options or shall I just forget it?

I was allowing my son, who is a learner driver, to practice in my car in order to top up his normal driving lessons. He purchased a month long "short term learner driver " insurance policy via an insurance broker to be able to drive my car. Unfortunately we had a situation where another driver scraped the side of our stationary car while manoeuvring past and scarpered without leaving his insurance details despite telling me he was going to pull over to exchange details. Fortunately, we got video of vehicle and an independent witness. We reported the matter to the police and got a reference number and also reported the matter to the insurance broker straight away. When contacting them we got put through to some claims handling company which presumably works alongside the insurance broker. The claims handler seems to be quite eager to go after the "fleeing" driver as a "no fault" claim and emphasising the fact that there wouldn't be any cost to us. However I’m wondering if there would be any issues with regards using this or any claims management or should I just make the repairs myself privately and not make a claim in case his premiums go up in the future. Also do I need to notify my own insurer about the incident?

Many Thanks. Do you have any thoughts or observations on the specific point below? "...However it was pointed out to me by someone that a future insurer could argue that it’s not for the previous insurer to decide what should or shouldn’t be disclosed to any future insurer."

I had my motor insurance cancelled by a car insurer several days before it was due to commence/go live, back in 2018, because they said I did not meet the underwriting criteria. They refunded the policy which had been paid in full. Despite the policy never being incepted I was still worried about needing to declare the cancellation to other insurers in the future which would greatly increase premiums, however the insurer told me in writing that the cancellation did not need to be declared to other insurers. The policy was never incepted and not at risk. They also told me in writing that the information would not be shared with any databases for other insurers, so other insurers would be unaware. However it was pointed out to me by someone that a future insurer could argue that it’s not for the previous insurer to decide what should or shouldn’t be disclosed to any future insurer. I don’t know if this is a legal, fair or valid point of view which I should be concerned about. Currently I’m not declaring the cancellation when getting quotes online in the comparison engines. Am I safe to continue? Many thanks in advance.

I had motor insurance cancelled by car insurer several days before it was due to start because they said I did not meet the underwriting criteria. They refunded the policy. I was worried about needing to declare the cancellation to other insurers in the future which would greatly increase premiums. The insurer however told me the cancellation did not need to be declared to other insurers. The advised that the information would not be shared with any databases for other insurers, so other insurers would be unaware. However some time later I checked the MIB MID and lo and behold the policy details were in fact registered there with the policy start date showing as the date it was originally supposed to start and ending on the same day. I complained to the said insurance company who are now refusing to have the policy details removed from MIB despite their prior assurances that the policy details would not be shared. Do I need to declare the cancellation to other insurers despite what the insurer is saying and also how do I get this entry in the MIB removed?