shannonv
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Posts
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It's because of his age. Can't believe how expensive it is. Just don't know where to turn as I'm worried we'll have nothing to bury him with. Sorry just noticed my error.
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Well I've been quoted £42 per month for £10,000 for my partner who is 61 on a whole life policy so not sure if that is good or not. we really need to get something sorted or even I wouldn't have any money to bury/cremate him. Just don't know what to do or who to speak to. This was from LifeSearch.
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That's what we want Honeybee, money to cover the cost of a funeral and some left over for family.
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Thank you Honeybee, Just had a look. it would be the whole of life policy I need.
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Took it out last week and recieved paperwork today. I never was told that if I outlived the 15 year that I wouldn't receive anything hence my confusion. all I was told was your children will get a payout and your covered from day one. even my partner opened one today on 10 year same type policy. I wanted something that guareenteed a payout. my husband is worried for me in case we have nothing to bury him with or something left for me. If I outlive the 15 year policy it would make me 65.
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What I never realised when I took 15 year term on it that that if I lived over the 15 year and say I died a year later after the 15 yearpolicy was over they wouldn't pay out so my family would recieve a lump sum. I was wanting something with a definate payout even for longer. so long as my family had enough to bury me and money left for themselves.
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I've taken out an insurance policy. a term assurance one over 15 years thinking even if I still live over that we get a payout. I wanted one where I know there would be a definate payout.
