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Budsmum

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Everything posted by Budsmum

  1. I'm having a major problem with mine. Is there any governing body for them or are they ub regulated
  2. I am disgusted that I will be penalised for the rest of my like over something that is not my fault, I lived abroad where I learned to drive and have never heard of some so redicilous or illogical in my life
  3. Their insurance paid in full and she accepted full liability. It's recorded information only not at fault
  4. In the last year an old lady drove up the back of my car. My husband renewed his car insurance this week and he has had to pay an additional increase of approximately 25% due to a non fault claim. I am the named driver. We shopped around and have taken the cheapest quote possible but still it's very annoying. Can they legally even do this
  5. Thanks, not too much longer so
  6. I have checked Noddle and I have 3 defaults on my credit file. The 3 are with Lowell and date from 2011. Lowell tried to take them to court a few months ago but dropped it after I filed a defence The defaults are dated March April and June 2011. Will they fall off my file this year or next
  7. For what it's work my only dealings with HBOS is my house ins is with Halifax and has just been renewed
  8. It just say discontinuance no reason given the form to the court doesn't even say
  9. Don't know what the first one is and can't find the paperwork now. Second one says it is a debt to HBOS , doesn't say what for and I have never been to find out grrrrr. Both cases same defence , I don't know what this is about and they have not provided any info even though it has been requested
  10. For the second time Lowell have bought a debt chased me without giving me any info, gone to court days before the hearing I'm getting a notice of discontinuance from Bryan Carter Surely this is harassment
  11. That's what I was thinking I feel sick
  12. No thankfully it wasn't, it was a loan through work but I'm paying for it for another year
  13. Cash i took out a loan to pay for it
  14. Sar today as def no ppi fingers crossed
  15. As comet have gone. My very expensive American fridge freezer had packed up after 20 months. I bought it the day before comet closed. Paid for in cash, what do I do, will hot point honour sale of goods act To clarify did not purchase extra warrenty
  16. Thank you, the DRO looks like the better option .
  17. Ok , I have the figures 2000 is overdraft with her bank and 1500 is overdraft on joint bank ac same bank. 700 is utilities gas, electricity and water 400 is mobile phone The balance is on cards store and other cc
  18. Who is ndl , I know 3500 is bank overdraft. Harrington brooks are pushing her to IVA which I think is incorrect for her.
  19. I know this is in the wrong place but I couldn't post in the formal solutions forum
  20. For debts around 7500. My friend feels she has no other option but to do one or the other after a messy marriage break up. What's better for debts of this amount and what is the best company to go with
  21. That's good he's very very very worried about it
  22. Our son has SEN and we have major difficulties with childcare. Over the last year husband has had to take 3 days off work. 1st I had an accident and he had to come home half day while I was in hospital to look after our son 2nd was when he had norovirus himself 3rd day was when our son was ill. I usually do most of childcare and work from home if son was ill but I had an important meeting to attend and we do not have any family support in the area. Husband has now been called into a meeting regarding his abscences. What can happen in this meeting? He's really worried
  23. I don't think you can. You will be found at fault as you are supposed to leave sufficient space between you and the car in front to leave time to break suddenly so you have adequate time to break suddenly if needs be
  24. I know when I calculated ppi, interest and penalties previous it came to over 500
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