No dates to the T&C's, although they mention Barclaycard cheques, which aren't in the current T&C's
I've only got one recon, for the Mastercard card. They've only acknowledged the CCA for the Visa card, and interestingly, they say the next monthly payment should be £0.00
I don't recall a default notice, but i did set up the DMP through a fee paying company (i've since been self managing the debts).
I have been seriously considering a SAR to see how much i might be able to reclaim.
I've been paying reduced payments since Oct 2010, a total of £170.30 with an APR of 3%.
One thing else - when i received the recon CCA for the mastercard, i also received two covering letters for other people. This is obviously a breech of data protection, so should i report it to someone like the ICO? I'll also need to return these letter to Barclaycard, can anyone suggest an address?