Oh sorry the letter is a default notice from the loan company amigo and it states that I have until the 10th of August to pay the full arrears or they will sent it to court and demand the full amount of over 5,000 pounds. They know I own my home and so I think they will try to make me sell it or go bankrupt but I owe a lot on it because of the equity release.

Hello there I have not put anything on here before but my daughter has and so she has introduced me to this. I am in a pickle and feeling the stress and at almost 70 I could do without it. I was a guarantor for my son for a loan a while back and he got into a terrible mess and tried his hardest to pay the huge monthly payment but had gotten behind with repayments along with a mountain of debt form elsewhere. Now me myself, I too am in a lot of debt and it is worrying me to the point I am awake at night just about my own mess. I own my home but there is a lifetime motgage on it as I released the equity in it a while ago. Does this mean I can't be forced to sell it? I am so worried about losing my home. Today I received a letter saying that if I don't pay the arrears of 900 pounds within 2 weeks, they will take court action against me and send the bailiffs. I can't pay 900 pounds but I am willing to pay something each month, as is my son. My question is, if this goes to court what happens? Will the bailiffs come to my house or try to make me bankrupt? I am worried sick over this thank you.