Hi just an update it was found loans 2 go dropped the case lack of evidence! Hmm the employee vanished the branch has been shut down so be very careful if you receive a letter saying someone has a logbook loan against your car because they might not have even with a forged bos and credit agreement do your homework ! Luckly they never got my car but could have if i didnt hide it . How many more innocent people are they doing this too false credit agreements bos and no one has even took a loan yet they snaffle your car! Unreal !

Hi stop panicking my brother was in the same situation as yourself he was overpayed by nearly 7,0000 he set up an agreement and payed them £30 a mth back . Every so often they sent him an form to see if hes income has changed he went down to working 16hrs per week so now pays them 10 per mth . They just try to scare you with the threat of court ect they sent brother same letters ect but he held hands up said look ill pay u back what i can afford and they were fine . Too be honest if it went to court the judge would say look hes made an offer to repay this is what he can afford end of story! There are thousands out there that owe more than you so stop worrying dont even bother seeking a solicitor you would be throwing money away just stick to the agreement you make with the council and do NOT miss a payment x

I have checked with the court and the bos is correct i will contact fca . Has anyone ever not gave them the v5 for vehicle and they only having a photo copy of it ?? Is this legal??

Thankyou x

Hi all i bought a car from a well known family friend in may 2005 . Received a letter from loans 2 go ( logbook loans) a week and half ago saying that there was finance secured on my car and to call them . Rang them asked what was owed had payments been missed ect they would not tell me under the data protection act . Regardless i was fuming so got in touch with family friend bought car off he explained he enquired in january this year about a £1000 loan they said he could not get as had ccjs against him so he left shop . Then i received letter saying finance was taken end of march which he claims knows nothing about . The company provided me with a bos but not actual agreement which claims he took £3000 finance . I rang the shop stating this is not ies signature so did the friend they wont provide origional agreement to either of us i asked how he was paid loan they wont answer to both of us or how he was going to pay this loan back he had taken, as no direct debits set against his account ( proved this ) i have the original log book i asked if i could go to shop to look at the log book they claim to have as evidence they banged phone down also to view cctv of when my. Friend was in shop signing this agreement they just kept saying area manager dealing with so long story short we went to police filled fraud case . Since then balifts have been at my door i have hidden car but they saying civil matter they will find n take i said not civil as police now involved ? What do i do now as they following me and still sitting outside my home at different times? Help