technick
Registered UsersChange your profile picture
-
Posts
3 -
Joined
-
Last visited
Content Type
Profiles
Forums
Post article
CAGMag
Blogs
Keywords
Everything posted by technick
-
Brilliant! I just reopened my credit score and its sitting at 951, the same as before and no notification from Santander. The only query I now have is why Santander have changed the "opening balance" date on the summary to 2014 when I have not made any correspondence with them since 09. Thanks for all your help Bazooka:)
-
Nice one Bazooka! I owe them the 490 although it shows as CRD on the statement. I have an experian credit score of 951 from 2012 which bizarrely doesn't show Santander movements (quite possibly an equifax check?) Let's say it is on my Equifax (which i haven't checked as yet) it surely has to be removed after the five years from 2009 right and all Debt agencies to stop proceedings against recovery? Cheers for the quick response!
-
Hello guys:) Just returned from a long stint overseas and walked into Santander to open a bank account on Wednesday. I stupidly forgot that my account was written off in late 2009 with 490.00 inside. The clerk noticed a closed account and pulled me to one side to confirm the situation and advised it would be wiser not to try and reopen a new account and would be much better off going elsewhere (good of her to be open and honest) Within two days of my visit I have received a Transaction Summary Statement. I've already researched what this letter is used for so issues there. They have also managed to date back the opening balance to last year? ( I haven't had any correspondance with this account since 09) My worry is that the bad debt is now reopen for a Debt Collection agency to chase and has been readded to my credit file which I believe should have been cleared 5 years afterwards (2014 for Scotland) Are the agencies still able to recover? Any help would be greatly appreciated! Cheers, Nick
Latest
Our Picks
Reclaim the right Ltd
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS
The Consumer Action Group
×
- Create New...
IPS spam blocked by CleanTalk.