Les.H
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Posts
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This was the only loan, and I will definitely get SAR off to welcome.
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Thanks very much, will give that a go.
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No not yet, I was more concerned with getting this sorted out and to stop them taking further action. I really dont know what to do now as Cabot has ignored the CCA request. Should I send another CCA to cabot or mortimer, and when would it become statute barred?
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Here is the letter
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It's from Mortimer Clarke solicitors. Here is the letter :
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Since sending CCA to cabot along with the £1 postal order,which they received on 1/6/15, the 12 days have past with no response. However I recieved a letter from their solicitors saying they are going to start court proceedings. What should I do, a prove it letter, statute barred? Any help gravely appreciated.
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Thanks so much for your help guys. I will get a CCA off straight away. Also as dx100uk advised,an SAR to welcome.
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I had a loan originally from Welcome finance some 10 or 12 years ago for an amount I cannot even remember, but approx £1500. I was making the normal payments until I got into financial difficulty and they let me pay a small amount of £20 a month and they said interest would be frozen. Some time later I moved house but continued to pay the £20 per month, right up until I changed banks and the direct debit was not set up again. I have now started getting letters from Cabot demanding over £4500 for the debt. Looking back on old bank statements I found that the last payment to Welcome was made on 17th June 2009 which means that I am a few weeks short of statute barred. The latest letter I got from Cabot was telling me that they are going to instruct their solicitors to commence court action. Should I still send an SB letter? Can anyone advise me what to do.
