[ATTACH]59048[/ATTACH] Case number************* Hoist Portfolio Holding 2 Limited v ********* Please see enclosed defence I am unable to continue with my defence until the supporting documents that I have requested on various dates and times are forth coming I have tried email phone and letters all to no avail Regards Plus the actual denence pic hope i have up loaded it correctly Thanks

Also emailed it to the court as well Going to check today that they have recived it will up date later,thanks for the help

NO it has been sent defence along the lines of Cohen failing to comply with cpr requests

Ok Many thanks for the help/reply will get that off and up date when the next letter arrives

HI not 100 % sure i am doing this right I have sent CPR 31.14 request to cohen The agreement/overdraft facility confirmation and Terms and Conditions from that date. You will appreciate that in an ordinary case and by reason of the provisions of CPR PD 16 para 7.3, where a claim is based upon a written agreement, a copy of the contract or documents constituting the agreement should be attached to or served with the particulars of claim and the original(s) should be available at the hearing. Further, that any general conditions incorporated in the contract should also be attached. The Demand/Termination Notice/Default notice (Notice served under Sections 76(1) and 98(1) of the CCA1974. Notices of Sums in Arrears under running account credit CCA2006 sec 86C. 4. Notice of Assignment. 5. A FULL DETAILED BREAKDOWN OF COSTS / CHARGES ON THIS ACCOUNT in relation to the amount claimed to be outstanding i.e. All charges applied to this account sent this to them on 12/05/15 and no response from them at all, hence why phone calls and emails to them told on Friday 21/8/15 that i should have some of the information and that the have requested the rest from santander but they have granted me 28 days ?......but still nothing in writing

HI back ! up date so far, was due to be allocated to mediation, but never happened sent all my cpr requests( 12/05 /2015) off never had a reply from Howard Cohen at all, now just received a letter from my allocated court for me to send in my defense as they have lost my file ? been emailing /calling Cohen and finally on Friday 21st aug they have said yes they have sent some of it and requested the rest from Abby/santander but granted me 28 days ? now must be honest getting a little out of my depth now ! any one offer some advice please Thanks

Name of claimant -Hoist Portfolio 2 ltd Date Of issue -22/04/2015 Reason of claim- The claim is for sum of £2840.66 in respect of monies owing pursant to an overdraft facility under account number xxxxxx xxxx The debt was legally assigned by Santander uk plc to the claimant and notice has been served. the defendant has failed to repay overdrawn sums owing under the terms and conditions of the bank account The claimant claims £2840.66 interest Pursuant to s69 of the court act 1984 8.00 % from 04/04/2015 to the date hereof 16 days is the sum of 9.96 daily interest rate of .62 costs £80.00 Claim is on a current account ...overdraft# Entered in to 2nd Aug 2008 Account assigned Did receive notice of assignment from santander Never received notice of default as far as i can remember... .. Abby /Santander can not provide me with this ( supplied me with a default letter template) No payment since before Feb 2010 Yes I did place the account in dispute over the charges Santander now telling me they declined it . did not know this until today as far as i am concerned i am still in dispute No Dept management plan

Hi Abby bank account held since 2002 no problems, but in Jan 2010 i was made redundant as soon as my wages did not hit the bank account they pulled my overdraft hence the £2840.66 outstanding mostly made up of bank charges i have argued all along that the charges are excessive and placed the account in dispute Abby even accepted this when the test case was going through last year i had a DCA chase me sent letter and phoned them to tell them it was in dispute they went away last week i had letter number one and two on the same day from Robinson way saying contact them to make a payment, sent them a letter stating it was in dispute please return to abby.. ..few days later i receive a court summons just looked at noodle and see that there is now a hoist portfolio default dated 11/02/2010 i have not made any payments to any one since 2010 sorry i am not very good at this... .... please just ask direct questions !.. ..don't want to up set any one offering help thanks

HI New to all of this so bear with me please , Abby national overdraft been chased by various DCA i have all told them that the account is in dispute, it has all ways been for as long as i can remember due to the excessive bank charges i have complained to Abby as it was various times times they even placed it in default when the test case was on... ...i know that is over and lost MY point is can they just pass it on to a new DCA? Had the first second letter in short succession from Robinson way reference overdraft from Abby national£2840.66 i did send them a letter saying the account is in dispute and pass it back to Santander to resolve they have not and now i have a court claim from Howard cohen 22/04/2015 What can i do please? it is not statured bard un till next Feb really don't want a ccj on my file could some one please offer any advice ? Thanks in advance