Hi there.
In December 2014, my mother received a letter from Cabot stating that she owed over £800 from a 2009 Littlewoods account.
They then started harassing her by phone and post,
I sent a consent form stating that all correspondence should be via me and in writing.
After sending another letter to my mother, I complained and they said they had erased her number from their database
and that the account would be frozen for 30 days to give me time to send them a statement of my mother's earnings (she is a pensioner.)
They also said that they would sent a small gift as recompense?!
I find it iffy that they waited over five years to buy this alleged debt (which my mother thought she had fully paid off)
and are offering gifts (illegal??)
Also, I have looked on the FCA's consumer credit register, and the postcode isn't quite the same as the one on their letters,
also, the phone number is different.
Does this mean they are not properly registered?
Where do I go from here?
There is only 4 months to go until the six years are up?
Should I pursue a copy of the CCA.
I don't want anyone to turn up on her doorstep because of the repercussions from the owner of the house, (long story)
so I am loathe to ignore them.
Many thanks in advance.