Please can someone advise please as we thought this had all been resolved:
Back on the 31/1/04 we got a car from welcome finance since then actually taking the car we had nothing but problems car was unfit was in garage more than on the road etc etc
But we kept paying original debt was £11337 we got this down to £6,247 until we had enough and refused to pay till car was swapped or sorted well to cut a long story short it tooks many more years until 5.3.10 when WF told us to sell car as full and final settlement
So we did and thought that would be the end of it then earlier this week (todays date 20.4.2015) we got a letter from a company called MKDP telling us we still owed £6247 as they had now bought our debt from WF i disputedd this and explain the situation over the phone and they said they would put on hold and check
They sent me a statement of my finacial account with welcome finance on which it states 5/3/10 account type credit amount : £6247.48 balance £0.00 description: Debt written off ..... if this is on my statement which is supposed to be from welcome car finance how can mkdp be chasing us for that ammount and why have we not heard anything from 2010 until just over 2 weeks ago.
The welcome car finance default was even removed from our credit score over a year ago and we thought we were rebuilding again can someone advvice whats the best course of action to take please..