Ok thanks, will send tomorrow, shall I also send one about the failed cca request ? Might ask for my £1 fee back Sassy

Ok thanks all for your replies, I await your further assistance citizenb and fellow CAGgers, ill check my credit file and will update later today

Hi All, im a new user to the site and im hoping someone can offer me some advice on a situation i am faced with at present. Back in June of this year, I received a letter out of the blue from a solictors company called 'Bryan Carter' acting on behalf of a company called 'Lowell', they stated that i owed approx £1300 on a Shop Direct Account and their letter was titled a letter of claim' saying they were going to apply for a CCJ if i did not pay or make a payment arrangement. Not having heard of none of these companies, i wrote them a letter back denying all knowledge of the company Shop Direct and denying i owed the debt and asked them to send proof, I received a reply from Bryan Carter saying that i should refer to my own records and statements from the original creditor ?? I was then advised by a consumer helpline to send them something called a 'CCA Request' a nd a £1 postal order asking for a copy of the agreements made and a copy of the statements for the alleged account, this was sent at the beginning of August and until today i have heard nothing else from them. Today in the post, i have received a reply from Bryan Carter in relation to my CCA, it states, attached is a summary statement in relation to the account in question which was opened with Littlewoods in 1994 and this should satisfy the CCA Request, then it says i have a week to contact them to make a payment arrnagement or further action may follow. However, All they have sent me is a piece of paper from Shop Direct which includes the following:- 1, My Name and and account number (with No Address which it relates to) 2, A summary of payments made on the account (last payment showing as January 2009) 3, A Balance Summary, 4, A section saying that the account has had £600 insurance charged and £120 in charges ? 5, A section which says goods ordered in the last 3 years (which is blank with no info). Now my Questions: -I cannot recall ever having a Littlewoods Account or Shop Direct account, i know i had a catalogue account many many years ago, but this was all paid off as far as i know. Does the above paperwork satisfy a CCA Request ? I was told that they had to send a credit agreement ? What else can i do, if im sure ive never owed money to these companies ? What action are they likely to take if i dont contact them ? or shall i send another letter asking for a copy of the agreement and address it was taken out at ? Any advice appreciated as getting worried about this now. Many Thanks Sas