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Sam's Dad

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  1. I sent a prove-it letter back to GDR early last week but they haven't come back with anything.
  2. Thanks for sorting the scan out, but remember, these reference numbers could be completely fictitious. My prove-it letter was sent today.
  3. It's not the same as the amount the insurance company paid out. It was the same as the outstanding balance back in Aug 2012 but payments were made subsequent to that until the account was then settled with a lump sum of approx £40K. See the snippet from the credit report. It's the last but one amount from the right. I'll write a prove-it letter in the morning and send it via a signed-for service. What's a good template to use please?
  4. Hopefully this one is readable: If you look at the amount, it almost exactly the same as one of the outstanding balances on the credit report, but that report also shows that payments were made after that, reducing the balance and it was eventually settled in full so maybe it's just a coincidence. I'm suspicious about the vague nature of the letter and a mystery creditor. Is it just a fishing attempt? attachment redacted properly and refs/OR's removed - dx
  5. Here's the letter and a snippet from my credit report showing a similar amount. Maybe coincidence.
  6. Thanks for the welcome. I'm certain I don't owe this money, but it's suspiciously similar to an amount that once was a balance on my credit report. That account was settled last year though so may be a coincidence. After a few more posts I'll upload a scan of the letter and a snippet of that part of the credit report showing the two similar amounts, but also showing it was settled. Do these firms get hold of old records they believe to be still outstanding and try to get the money?
  7. Hi All I've just joined because Google came up with you when I searched for global Debt Recovery Ltd. I've received a letter from them out of the blue today claiming that they are appointed by as agents for recovery of £47,751.74. Their client is quoted as being Experto Credite. I don't owe this money. It looks like a similar amount that my insurance company settled with the finance company when I had a serious car accident which wrote off the car last year, but I can't be sure it's that. The finance company weren't called Experto Credite that's for sure and it was showing as paid in full on my credit report. Should I ignore the letter or write to them asking them to prove it? Cheers
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