I have purchased a used Vauxhall Corsa from Arnold Clark but
all I have had is problems and lies ever since I walked onto their forecourt.
First off,
my incompetent car salesman has entered 3 car finance agreements onto my credit report.
These got accepted then cancelled, one after the other. (Not searches these got accepted!)
The only reason he had to cancel them was down to his lack of reading skills.
First one he put wrong information on the application,
the second agreement had to be cancelled as i did not have a guarantor and
the third I was not the main policy holder of the insurance (however this was not listed in my copy of the terms and conditions,
so obviously they just made this up).
he applied for a personal loan in my name without going through any pre-contract information with me.
I had also driven the car away when I signed the second finance agreement with them
there was an issue of whos car it was as there was no finance attached to it!
I have another issue with this car salesman
when I saw this car it looked too good to be true,
i asked him who owned the car before me.
He gave me the line "just a managers car that they have traded in for a newer one",
however, on receiving my V5 it states that a hire car company owned it.
Now i'm sure he has breached the Consumer Protection from Unfair Trading Regulations as stating something which is untrue?
and hiding the fact it is an ex-rental.
What should I do about this?
The manager dealt with us after that and tried to sell us another car!
Even though the finance of the car we just bought was not resolved.
He offered us money to take this new car but we declined.
He also tried to entrap me by recording a phone call
we had without my knowledge or permission.
I have complained to head office with a very long list of complaints for them
to say that we have sorted out your third finance agreement so have set your complaint to resolved.
The manager from the garage we bought the car from rang me and said I can have a full tank of petrol for my inconvenience
and he then added £100 on top of that after I started telling him everything they have done wrong.
This didn't come from head office so i'm not sure what to do.
I have put in a complaint with the Financial Ombudsman and I'm going to write to my local Trading Standards.
Do you think that I'm being fussy or should I not have to put up with this having an effect on my ability to obtain credit,
the fact that they have breached the regulations according to Trading Standards,
breached their code of conduct set out by the FCA and have lied to me throughout this process making me feel stressed and upset.
(sorry for such a long post!)