Hiya Chloe
Yes PT AND ML are one and the same, also part of this company are MLL and OR LOANS.
All the same company,
same telephone number.
They have taken almost £900 from my account in all,
I have been told I have to wait 30 days now for a refund
when I told them it was fraud as I never applied in the first place,
I was told it wasn't as they had a signature
as far as they were concerned it was all legitimate.
When I asked how much they were intending to refund me,
she just said that it was a lot as I had four different accounts with them!
I`'ll keep you informed and Good Luck.