He just said that "bc u have had use of it up till now u wont get any money back, ut like i said, no further payments wld b made so ur not liable for any money.

im not sure how much i have paid to be honest. Have never had any for of letter from them. just people banging at my door. I dont even know what my account numer is! the agreement was for £1354 over 156 weeks.

the collector text me it i just asked a few questions to confirm. I asked him if he could put it in writing that they will close it and they arent gonna come in a few months and say i owe money. He just said and i quote "if u return it, u wouldnt have to pay anything anymore, u will get a receipt to confirm this aswell" so looks like he'll be collecting it soon. Good riddance. Now how do i claim it back?? Thanks guys

Unfortunatly yes i do have it as i didnt know. I have just received a message back and they said they would either need to collect a payment every week for the next four weeks, or return the laptop and my arrears and account will be closed down. now i have that in writing should i just give it back? MP

Thanks for replying. Yes he did and I did complain thats why a different man came round it was aweful. what do i say to him today? In regards to the payment i cant make? I doubt he will leave if he doesnt get either the money or the laptop. i have emailed in 4 times this week 7 last week and heard nothing! i will be recording this time dont worry. MP

Thanks i did

Hi, I stupidly got a laptop from Buy As You View. First mistake there! I got it 12.3.14 my circumstances have now changed and im unable to afford it now. I moved house rang them and told them. They came banging on my door saying id absconded which isnt true since i told them. He threatened me with police and gave me 24 hours to pay £81 or he'd come take the laptop. Now after complaining and having a different man come round i payed. Now im unable to make the next payment what is the best course of action? I have read through the contract there is only my signature on it. Also they are charging me £1354.06 for a £250 laptop as i now find out. Now there is someone due round today to take payment. do i just hand the laptop back and a notice to end agreement i got from CAB or what? i cant do with the stress when they come round threatening and trying to push thier way into my house. I have a 3 year old to think about. Thanks in advance

how do you make them take something back? i have a laptop that i just found out is worth 265 at mst they are charging me 1380! the guy is due round tonight and i dont have enough money to pay him today should i just hand it back with a letter and close the door?