Cheers for that. If they do get around to sending a payment demand is it at that point where i should ask for proof etc?

Thanks for your speedy reply. they mention no debt figure or company etc. Just that they think i may live there. what worries me is that they may send someone there and i dont want to alarm my parents. or they will keep sending letters there. looking at my credit file online my bank still have that address as mine but i changed it recently so i guess in the next update at experian it will change to my new address. I was never on the electoral role there. I have not made any payments or aknowledgments since maybe 2005/6

Hi Everyone, I am very new to this so am looking for advice. Unfortunetely in my younger days when I could not afford general day to day I ended up with debt. This was between 2004/5/6 I moved a couple of times and was working away etc and stupidly defaulted and strangely the banks/companies did not follow. I had not heard a thing until this week when a 1st credit letter arrived to my parents house where I have not lived in about 13 years. The letter is asking whether I live there or not. I am guessing this has come about after I recently opened 2 current accounts, I got my credit check online (Which shows no debt), mobile contract and joined the electoral role (Though that is not active till Sept). I started these and got the check to start to build a better credit history and am now in a decent job etc. Should I write to 1st credit and direct them to my new address so that they stop writing to my parents firstly. Then when they start writing to me ask for proof of debt as I do wonder if it would be statute barred etc. In a way I know I owe from the past and although I don't think I could pay approx. 9000 in one go I could probably make an offer or make monthly payments now that my life is more secure. Any help guys to a newbie would be great.