Thanks for your reply, I will try to open it.

Hello everyone, I am looking for the help for my friend who needs to open an basic bank account, He was redundant 3 years ago, subsequently defaulted all credit cards and overdraft which is around £14000 altogether. Soon after the default He moved to another address and changed telephone number. Now opportunities have arrived for him to work again and has job offer. He tried to open an basic bank account with cooperative and nationwide but has been refused. can anyone help and guide how to open an basic bank account and what could be reason of refusal from banks. Thanks