Thanks renegadeimp, Understood, so I will ignore it from now. Thanks again.

Hi BRIGADIER2JCS Well, this is something I am not sure about, from the letter, the date is pretty much right (it is within the first time I came to the UK), but when I check my credit file form CreditExpert I assume it is telling you the current situation and current credit score. Am I right to say from what has been seen in previous reply, they did not add any late marker to my credit file? Thanks very much.

They did not put in any number, just wanted me to confirm contact detail and phone them. I have applied creditexpert to see my credit file, in that it says: Number of accounts overdue: 0 Number of missed or late repayments in the last year: 0 with credit score 999, is it ok? does it mean I can just leave them alone? Thanks for your help.

Thanks renegadeimp, Will this damage my credit score or something? Should I apply to check my credit file to see if it is there? Sorry for these questions, I am worried whether they will take me to court. Best regards

Hi everyone, First time post here. I have received a letter from Lowell stating they have bought an account from Vodafone opened on 2009, here are the situations: (1) in 2009, I did spent 6 months in the UK then I moved back to Japan. So I did open an account with vodafone. (2) I remembered it was a mobile broadband dongle under 1 month rolling contract. (3) The reason I said one month rolling contract was because I remembered before I left the UK in July 2009, I phoned them to cancel the contract and they tried to keep me by saying things that I felt annoying and I was shouting on the street saying I wanted to cancel the contract. Then they said the contract will be cancelled next month which I had sufficient fund in my account. (4) In fact, it could well be pay as you go contract as I also remembered no teleprovider would allow us to have a contract with them because I did not have credit history, and my memory in shouting might be something else. (5) My memory on this issue is very unclear as it has been quite a long time ago and since 2009 I have worked in three countries. (6) I then come back to the UK in October 2010. Since I moved back to the UK, I have applied mortgage and credit card without any problem in 2011. (7) Today the letter arrives saying I have an account with Lowell (before it was associated with Vodafone) which has been unsettled, but on the letter they only want me to confirm my detail without saying how much money I owed (if it is £10 I might just pay it). Any advice on my next move would be much appreciated. Thanks