In short:
Had an accident on Sunday night, (fault in dispute). Rang in to report and as damage to our car meant it was not drivable they organized recovery. All well and good at this point.
Come Monday we get a call to say they'd received a third party claim and did we know about an incident. Explained we'd already reported it which they had no knowledge of (despite having our car!).
Rang in today and they said they didn't think we wanted to make a claim!! News to us and did they think they could just keep our car and we'd somehow forget about it?
Totally unbelievable, it's now Wednesday and they don't even know where the car is let alone what's going to happen next.