there were no arrears on the mortgage the arrears were on the rent as it was on a shared ownership cheshire claimed to have paid the arrears.

Yes there is and the same estate agency told us at the day of possession of the property (as they had the keys and they were going to take us to the property to take some clothes) that he sold the same flat on the lowest floor the previous week for 600k and he said i had a survey done and that is what it came to, ours because it was on a highest floor should be slightly higher like 10k higher not much they advertised the property for 550.

thanks for your help. i am little bit confused as to why that would be our responsibility. The agency was chosen by cheshire and the contract is with them two. The fact that they are not doing anything possible means we have to pay unnecessary charges and continue to pay the monthly mortgage etc etc. Cheshire should be liable for this and if this is because their partners are failing them it should be an issue between them not us? For us as far as i see it Cheshire are not exercising 'Duty of Care' since they got possession of the property. If of course we assume that all our other claims about the repossession of the property is illegal is found to be not the case. Because if the repossession of the property was illegal then does it really matter what they did after that?

Hi guys, can i also ask how people found a solicitor who is willing to go against blemain finance? I am also looking for one

Also forgot to say that we asked several friends to contact the agency and show interest on the property none of them received any response from the estate agency to their request to view the property. Is all very strange, Cheshire are saying there is not enough interest not sure if this is another one of their clever strategies so that they can drop the price even more.

Hi, it was Cantow Low or something like that the solicitors company, the property is with a big London agency however it hasn't sold as yet on our account notes it states that they offers they received were too low and they were not willing to sell at that price. We asked them twice to provide us with default notice they haven't i am really surprised how they managed to get a judgement I would assume the judge would have asked them to see all the documents? We never attended court as we were out of the country when the court documents came and the court happened within 2 weeks by the time we came back they had the judgement. We did made them various offers though for repayment and they rejected every single one without giving us a reason why.

Hi thanks for your messages and trying to help. My original post was asking for advice due to the fact that they are trying to undersell the property, the rest we will look into after but i am a bit panicking at the moment that they will sell the flat as low as possible. Can they do that?

We did not receive any notice before going to court to repossess the property so we are waiting to see all the letters that they will send us if they produce any notice. We also made several offers for repayment and refused every single one of them without giving us a reason why they refused the offer; are they not obliged to write to us and explain the reasons why they have refused our offers? At least that was my understanding. Not only they refused all our offers their solicitor produce a letter before the repossession order saying their client was willing to accept any offer making it look like we were the ones not co-operating or doing anything to negotiate with them and therefore repossession was their last step something which is completely not true.

Hi, Anybody who is either a solicitor with experience with dealing with Cheshire or anyone knows of a solicitor who helped them with their case and can introduce them to us? Cheshire repossessed our property a few months ago and we don't believe they have followed the right process (we have issued them with a SAR asking for our file in order to prove they have not followed the process), and they are now also trying to sell the property 100k lower than is price. Is a very complicated case that is why i am not writing too much here and this is why we need some legal advise on how to proceed. I forgot to say that we also believe they produced false documentations and statements to court in order to gain possession of the property (again waiting for the documents after issuing them with SAR to prove that). Any help would be really really appreciated.