The banks are always making money on our wages the minute they go in the bank. Cheques take some 3 days to clear, the money automatically goes onto the international money market and makes them more money than we can guess. The whole system is designed for them, not us. I would be acting fast to reclaim any monies they have ripped you off for. All of my friends in Australia will want to automatically retrieve what has only been (edit) in broad daylight. It's time they were fully exposed for what they are. Particularly of the poor who suffer enough as it is. moderated: please do not post what may be seen as libelous comments on this forum please ,this is to protect the site