Thank you for your replies. No my partner doesnt work or claim any other benefits. My partner is a joint claimant on the tax credits. We stay with my parents because my dad and sister are disabled and need to be looked after.

Hi I have been wrongfully claiming working tax and child credits since June last year. I am an idiot, I should not have done it and the whole year i have been guilt ridden and on the verge of tears. I have the renewal claim pack come through and as I have had no job, I can't put down any income, I want to own up that I have been a major fool, and want to pay the money back, can I write to them instead? I am really scared of phoning them. I have let everyone down, I've let my partner and my children down, I wish after paying this off(if they let me) I can kill myself for the shameful way I have been. I have not claimed anything else except child benefit for one child and I have not even claimed for my second one due to fear that they'll find me,no job seekers, no housing benefit, no income support. I don't know what to do any more. Sorry for going on, I dont know where to turn or what to do.